Consumer journalist Wendy Knowler’s “Watch-outs of the week”
In this new weekly segment of bite-sized chunks of useful information‚ consumer journalist Wendy Knowler summarises news you can use:
Now that roadworthy certificate will cost you a lot more
Vehicle testing stations reopened this month‚ allowing used car sales to happen‚ but thanks to new stringent Covid-19 protocols‚ roadworthy certificates are now more expensive — a LOT more.
Those protocols include limiting the number of tests per day that may be conducted‚ and not allowing drivers to fetch and deliver cars. “In order to remain viable it is necessary to increase our prices‚” one testing centre told motor dealerships.
So‚ for example‚ the test cost for a standard car (under 3‚500kg) has gone from R328.90 to R573.85.
Hyundai Automotive South Africa’s sales and operations director Stanley Anderson said this appears to be the case at testing stations countrywide.
“In our view‚ this is a surprisingly big increase — almost doubling their fees — at a time when many customers are under considerable financial stress‚ probably even more for those who are looking at buying a used vehicle.
“We think it should be revisited‚” he said‚ “because increased costs will filter down to the price tag for the customer.” Hear hear.
Best you get to the airport early‚ and look for new drop-off zones
Airlines have been telling us for years to be at the airport two hours before a domestic flight‚ and most of us have been ignoring that advice and still making our flights. That’s no longer a good idea‚ not with all the screening and other Covid-19 protocols which air travellers — business only — will have to subject themselves to‚ along with new drop-off and parking areas in some cases.
“The new normal‚” Lanseria airport tweeted. “Please be at the airport at least two hours before your flight to allow for screening and all the other procedures.”
That includes a mandatory questionnaire as part of the screening process. You can download it from the Airports Company of SA’s website‚ then print and fill it out at home to save time.
You might want to take your temperature before leaving home‚ too‚ if you have an accurate thermometer‚ because if your temperature scans at higher than 37.2 at the airport‚ you won’t be allowed in.
You will also need a letter on your company letterhead‚ signed by a manager‚ giving you permission to travel.
No non-travellers may accompany you into the airport.
All airports’ traditional drop-off and pick-up zones have also been temporarily shut down‚ along with some short-term parking bays‚ and new drop-off zones created.
Watch for the new signs.
Will your payment holiday affect your credit score?
Who better to ask than a higher-up at a credit bureau … Annelene Dippenaar‚ chief legal and compliance officer at Experian Africa‚ has good and bad news on that.
The good news is if you meet your new payment holiday obligations you won’t have a series of missed payments reflecting on your credit report and your score won’t be negatively affected.
“The intention of the payment holiday is to allow the consumer’s profile to remain static during the period of the payment holiday — the payment holiday data submitted to and held by the credit bureau will not be a ‘negative event’ on your credit profile‚” Dippenaar says. “It is displayed as a normal status code on your profile and not as a negative status code.”
The bad news is the payment holiday could still impact on your ability to get credit in future‚ Dippenaar warns.
“Lending policies differ between the various financial service providers‚ so this will depend on the lender with whom you apply for credit in the future.”
To register for lifetime free access to your credit report‚ go here: www.mycreditcheck.co.za
Beware the online retailer’s credit instead of a refund
Lockdown has seen South Africans embracing online shopping in record numbers‚ with varying success. The overwhelming demand has led to inevitable delivery delays‚ and orders being cancelled due to stock issues.
Here’s what you should know — some retailers unilaterally give you an account credit rather than refunding you‚ as you are entitled‚ if they cancel your order.
You are also entitled to a five-day cooling-off period when you buy online‚ meaning you can return the goods if you don’t like or want them. Again‚ you are entitled to a refund if you choose to send something back within five days of the courier delivering it to you — you don’t have to accept a credit.
Takealot explained their policy of automatically crediting for cancelled orders like this: “Store credit is allocated instantly‚ providing the customer with an immediate opportunity to purchase an alternative or replacement item‚ whereas with credit card or EFT refunds there is an unavoidable time lag of up to several business days before the funds reflect in the customer’s account.” Yes‚ a credit may be available immediately‚ but only for buying from that company! “We always offer the customer the option of having their store credit refunded (to their bank account) if this is their preference‚” Takealot says.
Good to know. So if you get that “sorry‚ your order is cancelled‚ we’ve credited your account” e-mail‚ and you’d prefer a refund‚ let them know that.
By: Wendy Knowler
GET IN TOUCH: You can contact Wendy Knowler for advice with your consumer issues via e-mail: firstname.lastname@example.org or on Twitter: @wendyknowler.
Source: ARENA Holdings.